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About us

ExpressCredit is a global consumer finance company operating in Zambia and four surrounding countries, including Namibia, Botswana, Lesotho, and Malawi.

We operate a multi-channel lending platform for private and government sector employees underserved by mainstream financiers. As a good corporate citizen, our goal is to help people in need of short-term and long-term financial assistance – all of which make a meaningful and lasting impact on the local communities.

ExpressCredit is a game-changer and one of the fastest microlenders in the country. A combination of new technologies, mobile sales and a network of branches and direct sales positions us well for growth and building a sizeable, well-performing loan portfolio.   



To be the consumer finance company of choice, setting the benchmark for the industry.

Mission Statement

Secure financial freedom for local communities underserved by mainstream financiers and make a meaningful impact in the region.